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What is LifeLock?

What is LifeLock?

identity guard vs. lifelock

3.7% may not seem much, but taking into consideration the population of the United States, that means around 8.3 million individuals. That is number of people whose lives are ruined by unscrupulous burglars who did this in several means, from stealing credit cards to computers that are coughing.

Several firms have emerged to ensure better security for people's details to repair this problem. It had been one of the first to provide this service and has been given five stars from Top Consumer Evaluations. But, could it be as great as everyone claims it's?

What they offer

This Arizona-based firm provides a complete identity protection support. The Chief Executive Officer of Lifelock has compared the company's service to having your oil changed. According to him, you can alter yourself to the oil of your car's, but you had go for a mechanic to do it. The example given is clever since what Lifelock does for you can be done yourself, if you're able to handle the workload.

How it works

Lifelock does several things under your name, once you enroll. First, they will set free alarms at credit reporting bureaus in a hour of your registration. Typically, an automated system handles this. They tell you of the postponement and will get it done manually, if the system failures.

Every ninety days this process will be replicated by the program. The credit bureaus will be told to send fraudulence alerts and Lifelock guarantees they can do it quicker and better, although you can do your self to this.

Yet another benefit this service offers is the removing of your title from pre-approved credit cards which come in the post. This really is a regular ploy used by credit card thieves to steal your identities. This can actually be completed yourself, but credit card issuers frequently ignore your requests. Therefore, again and again requesting your name's removal may be tedious. It appears better to just have some one else doing it. That's an absolute plus.

Yet another case of Lifelock performing what you are able to do your self is purchasing free credit reports from major charge card agencies yearly. They will also search the Net for any business deals that are illegally done under your title and social security number. Along with that, they will locate any addresses which were bought under your name and inquire whether or not it is valid.

The Guarantee

If anything happens to you while you are a Lifelock participant, the corporation will help you go through it. If your pocket book got misplaced, they'll be the ones calling your credit card issuers and notify the banks. If some body steals your id, they're going to get the finest attorneys and bring the perpetrators to court, all. They state if your identity is stolen on their view they are not unwilling to spend up to US$ 1million.

The Verdict

This support is not bad, there is no doubt about it. In fact, the CEO h AS therefore much religion that he publicized his SSN in an advert.

But can it be worthwhile? What they do for it is possible be done yourself, but if you want less hassle in your lifetime, this company might just be for you. If you don't brain calling the credit card companies for credit reviews and reading the Internet for your SSN, then do not trouble.

identity theft protection comparison